Missing Individualism

Last month I was having dinner in my mess which caters to nearly 200 people. We were short of rotis so we ordered some and we were quite a number. And the waiter brought a plate full for so many of us. Obviously, we all jumped like a typical Indian mob. Alas, four rotis and two people were left. The other guy took all four. And it is not that no more rotis were to come. I could not understand the sense of insecurity a common Indian was having. Is it that the notion of optimum has still not sunken after nearly seven decades of British rule/scarcity?

Mess is a wonderful place where one can find similar behaviours. If you are sitting in a typical Indian mess and ask someone to pass the jug, the passer will first fill up his half filled glass first and then pass, as if he has discovered a newly found thirst; or is he the victim of the evolutionary indian insecurity deep rooted in our genes which arises from centuries of scarcity? Either way it is excruciating to watch this type of common behaviour.

India obviously is a vibrant and an arriving superpower but the common indian is still a timid individual, rather has a host psychology. We cannot do businesses individually, we are good at tennis doubles and awful at singles. We unite as a team when there is no other option. We like the herds and follow them religiously.

I think an indian individual has an instilled sense of insecurity when he is alone. Maybe it is the feeling, 'united we fail', that serves as a further justification of our failures that none is ready to espouse but everyone knows are inevitable. Whom to blame, huh?


Where is the Indian Individual's conviction? Why are we afraid to take decisions which are crucial to the fulfillment of our own dreams. Why are we so willing to tap the herd psychology and marry stereotypism when, I am sure, we have abundance of individual genius who can surpass the herd and set new benchmarks. Hitting the nail on the head, why do we need someone to protect us (a wall behind)? Maybe it lies in the way we have been brought up, following the stereotypical paths our parents have shown us but the change is needed and the society needs the change. Our country needs embodiments of individualism whom we can look upto and I am unsure whether plenty of them are in line.

Black: The Savior

When the world around us ponders over the corruption and black money, it is important to note why our money becomes black and why, instead of rising asset prices in India, we are not facing an asset bubble in our face.

Well, when Mr. Babu took money from the contractor, he could eventually not deposit it in a bank account. So, he thought to buy a house instead in the name of his wife. The govt. norms would not allow him to buy a house (an asset) quite costly vis-a-vis his income. So he told the seller that I will pay you half black and the rest white. Obviously, the owner was happy. Now, India does not have practice of issuing loans as per the market rate. The Indian Property law is not market driven, as the law should never be. The law can be based on some parameters but it should not be dynamically driven by it. The Indian lawmakers probably saved the day for India.

When the world was having a turmoil, 50-60% of our GDP was finding ways to be spent since the only thing stopping it was the archaic Law of India. If it would have been the other way around, Mr. Babu could have shown a stock purchase, inflated his profits therby making it legitimate and then, on the books, bought the house for an x amount registered in the banks. Bank also knows that Mr. Babu's home costs a lot more than he has shown in papers and in case of a scrutiny, the same can be highlighted.

The transparency would have made the market hands on thereby making the fall more steep. In India, housing price is a localized and customized phenomenon. This saves the day when everything is falling down, because the actual cost is always higher than that in the books. So, all in all, black money becomes a savior when macro-economic situation is not looking fine. And that would not have been possible without the old and beautiful Indian law.